My Home Insurance Rates Went Up
Home insurance premiums have increased across California, but you may still have options.
Rate increases can happen for many reasons, including inflation, rebuilding costs, company-wide rate changes, wildfire exposure, claims history, and changes in available discounts. We'll help you understand what changed and review available options.
How Can We Help?
- ✓ Review your current policy
- ✓ Explain why rates may have increased
- ✓ Compare available insurance options
- ✓ Help balance protection and affordability
Frequently Asked Questions
Why did my premium increase if I had no claims?
Insurance companies sometimes increase rates across entire groups of customers due to changing costs and risk factors.
Should I raise my deductible?
Sometimes it can help lower premiums, but it's important to understand the tradeoffs.